Effective date: January 1, 2026. We take privacy seriously and follow GLBA standards for the financial information we collect.
Circle Business Funding ("Circle," "we," "us") is a Florida-based commercial finance company. This Privacy Policy describes how we collect, use, share, and protect personal and business information when you visit circlebusinessfunding.com, apply for financing, or use any of our services.
Information you provide. When you apply for financing, we collect business and personal information including your name, contact details, Social Security number, business EIN, business address and revenue history, bank account information, and tax identification.
Information we collect automatically. When you use our website, we automatically collect IP address, browser type, device identifiers, pages visited, referring URLs, and cookie data through standard analytics tools.
Information from third parties. We obtain credit reports from consumer reporting agencies (Experian, Equifax, TransUnion) and commercial credit bureaus (Experian Business, D&B, Equifax Business). We may also verify information with banks, payment processors, and public records.
We use information to (a) underwrite and service financing applications, (b) verify identity and prevent fraud, (c) communicate with you about your application, account, or our services, (d) comply with legal and regulatory obligations, (e) improve our products and operations, and (f) market our services to you where permitted by law.
We share information with (a) our originating bank partners for the purpose of issuing credit, (b) credit reporting agencies for underwriting and reporting payment performance, (c) service providers under contract (cloud hosting, payment processing, fraud detection, customer support tools), (d) regulatory and law enforcement bodies as required by law, and (e) successors in the event of a merger, acquisition, or sale of assets.
We do not sell personal information for monetary consideration to unaffiliated third parties for their independent marketing.
We use industry-standard administrative, physical, and technical safeguards to protect personal information, including encryption in transit (TLS 1.3) and at rest (AES-256), restricted access controls, and ongoing security monitoring. No method of transmission is 100% secure, and we cannot guarantee absolute security.
California residents (CCPA/CPRA). You have the right to know what personal information we collect, request deletion, and opt out of certain disclosures. Submit a request to privacy@circlebusinessfunding.com.
All applicants. Under federal Fair Credit Reporting Act, you have the right to a free copy of any consumer report we used to make a credit decision and the right to dispute inaccurate information.
We use first-party and third-party cookies for site analytics, advertising, and session management. You can control cookies through your browser settings. Disabling cookies may affect site functionality.
We may update this Privacy Policy from time to time. The effective date above reflects the latest revision. Material changes will be communicated via email or in-product notice where required.
Privacy questions: privacy@circlebusinessfunding.com
Mailing address: Circle Business Funding, 9719 S Dixie Hwy #8, Miami, FL 33156
Phone: (786) 390-3125